This is meant to be pretty customizable while also leaving a lot of it automated and easy to understand (see below for more on the automation).On each month's sheet, there's a little section for setting a simple goal (e.g., "I want to reduce my expenses by 10% this month") and a space for reflecting on your progress (or lack thereof) for that goal.The charts might look a little funky now but once you start entering your data, everything should be formatted correctly. Lastly, there's a simple line chart of your expenses, showing how your expenses have changed over time. There's an "Expenses as a Percentage" chart that compares your current month's spending to the previous month's as the name implies, it's expressed as a percentage, so a negative percentage means you spent less than the previous month and a positive percentage means you spent more than the previous month. It also shows your budget so you can easily see how often you come in over or under what you expected to spend. There's a "Monthly Balance & Expenses" chart that shows your balance and expenses for each month. There are three charts designed to help you visualize your financial situation if staring at rows of numbers doesn't help.It also allows you to track your expenses for each month in the sheets labeled "Jan20," "Feb20," "Mar20," etc. It's designed to give you a big-picture view of your basic financial situation, including income, expenses, remaining balance, budget, and savings.If you are not signed into a Google account, the comments don't appear and you should consult the "Instructions" sheet where the comments have been reproduced. Note that I've left instructions/details as comments to cells. It's designed to be accessible, easy to use, and largely automated. To that end, I've made a relatively simple budget spreadsheet ( the latest version of the spreadsheet is here details below). Now that January is almost over, it's a great time to take stock of your expenses for the month and plan for the year ahead.
Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.īudget spreadsheets seem to be a dime a dozen, and I know there are a few in the PF wiki, but I wanted to share mine for anyone who might find it helpful.
#Free personal budget software reddit how to
Get your financial house in order, learn how to better manage your money, and invest for your future. Private communication is not safe on Reddit.
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